The Basics of Business Interruption Insurance
Many business owners in Norman, OK have disaster insurance, commercial building insurance and even personal property insurance, but not many consider business interruption insurance. Interruption coverage can be as crucial as a flood or disaster policy, and perhaps even more so. Whereas most insurance policies cover physical damages, they do not cover intangible losses, such as lost revenue and lost customers, that are the result of a closed business or a necessary rebuild. If you don’t have interruption coverage for your business, here are a few good reasons you should consider purchasing a policy today:
• It covers lost income that results when you are forced to leave the premises for an extended period.
• It covers the revenue you would have earned based on earning reports from previous years.
• It covers operating costs that may or may not continue post-disaster, such as electricity.
Cover Your Bases With a Sound Policy
Unfortunately, there is no telling how long you will be out of business post-disaster. If your building was subject to a flood, you may only be closed for the week that it takes the water remediation team to clean out your structure and its contents. However, if your Norman, OK building was in the path of a tornado or a hurricane, you may have to rebuild entirely, which could take months.
Even a week of lost income can be financially damaging; months of lost revenue can mean the end of your business. Bearing that in mind, you should consider investing in a policy that covers your company for more than a few days. Most business interruption policies allow the insured to cover losses for a period of restoration up to 720 days.
Don’t Let a Disaster Close Your Doors — Get the Coverage You Need
If you live in a disaster-prone area, the smartest thing you can do for your business and your livelihood is to invest in interruption coverage. The right policy can cover losses during the entire time it takes to rebuild and reopen your doors. Visit http://www.SERVPROofnorman.com for more information on commercial storm damage.
An Introduction to Mold and Its Repercussions
When you own commercial property in Eason, Oklahoma, coming across unknown contaminants in your building is never a good sign. More than likely, this abnormal entity is mold, a common form of fungus that can be a sign of greater issues in the surrounding area. A moisture problem may be to blame, causing mold growth that can potentially turn into its most dangerous form, black mold, within a matter of days. Unfamiliar with the nature of mold? Read on to discover what mold truly is and the repercussions it brings to your building, so you can quickly determine where to turn for mold cleanup services.
What is Mold, Really?
Mold is a type of fungus that feeds off of moisture and oxygen, growing and spreading like wildfire once it takes root. Particles of mold, known as spores, are microscopic in size and can be found nearly everywhere on the planet. They’re consistently airborne, floating along through doorways, open windows and even through HVAC units. They spread indoors and outdoors easily through both environmental factors and human interaction. Mold is most easily detected through its musty smell.
What Can Mold Do to Your Property?
If your building has experienced any water damage in recent days, the probability of mold reproduction is higher than normal. Mold spores are nurtured by the presence of moisture, dark areas, or any rooms where high humidity is common. If you come across any type or color of mold, especially black mold, it’s time to call professional mold remediation specialists to handle its removal. They follow the process of remediation by:
*Finding the source of moisture or water damage and fixing the problem while inspecting for the original site of mold growth
*Removing any growing colonies
*Cleaning the entire room or surrounding areas with professional grade equipment and solutions
Don’t let your commercial property in Eason, Oklahoma, be overrun by black mold. Attack it head-on by hiring mold cleanup services, experts who can treat your moisture problem and prevent future issues.
Visit us at http://www.SERVPROofnorman.com for more information on mold.
3 Items You Need to Throw Away After a House Fire
After a house fire, it can be hard to determine what items are salvageable. This is tricky because soot and smoke can be harmful if inhaled or consumed. It’s good to know which of your belongings you can thoroughly clean and which you should throw away. Here are three items that should be tossed if they are exposed to high heat during a house fire:
1. Singed Clothing
Clothing that has been burned should be thrown away immediately; it’s not worth the risk of health issues. Smoke and soot can be very dangerous because they are composed of various toxic chemicals. When inhaled or directly contacting the skin, soot can cause health issues later on. Throw away clothing that has been exposed to flames, and dry-clean any clothing that isn’t burnt but contains soot.
2. Potentially Contaminated Food
It doesn’t matter if the food is nonperishable or not, if it was exposed to high heat, it needs to go straight into the trash. High temperatures can spoil, warp, or activate bacteria within the sealed food, causing it to become dangerous to eat. Toxic fumes from the flames can also contaminate food. Cans that are bulging or covered in soot should not be consumed.
Makeup can become unsafe to wear if it is exposed to soot or hot flames. Because the minerals directly touch the face, using contaminated cosmetics can harm your skin and lead to future health issues. Check to make sure that your makeup isn’t warped or covered in soot.
Being aware of items that are no longer salvageable can save you time as well as protect you from potential harm. Fire damage can affect your possessions, and so it’s important to stay safe even after the fire has occurred. As you work to restore your home in Norman, Oklahoma, be sure to throw away anything that is no longer reliable to have around.
Visit us at http://www.SERVPROofnorman.com for more information on fire damage in your area.
Water Damage and Fire Damage Go Hand in Hand
When you’re recovering from a fire on your commercial properties in Lexington, Oklahoma, it's natural to wonder why you incurred both fire damage and water damage at the same time. While you might have a basic understanding of the role of water in fighting a destructive fire, it's helpful to comprehend what happens when a fire starts to burn. The mechanics of fire suppression rely on such an understanding, and this knowledge also gives you greater insight into the restoration and cleanup process.
Why Does a Fire Burn?
While most people learn principles that make fire work in high school science classes, this knowledge also forms the foundation for both basic and advanced firefighting techniques. Fires need four crucial components to start and keep burning:
• Fuel (sometimes called a “reducing agent”)
• Energy, in the form of heat
• An oxidizing agent (commonly oxygen)
• A chemical reaction
What accounts for a blaze’s destructive nature that leads to massive fire damage is its dependence on these four elements. So long as there are plentiful supplies of fuel, heat and oxygen, a fire's chemical reaction will continue, permitting it to burn, grow and spread.
How Is a Fire Extinguished?
Fire suppression focuses on robbing the flames of one or more of these elements. When delivered in huge quantities through a fire hose, water both significantly reduces a fire’s heat and takes away oxygen as it transmutes from liquid to vapor form at extremely high temperatures. Unfortunately, this enormous amount of water also floods buildings and wreaks havoc on its own.
Even with groundbreaking modern methods for quenching a blaze, the most expedient way to kill a fire is with a huge amount of water. That’s why flooding and excess water occurs with most fire damage on your commercial properties in Lexington, Oklahoma. This combination is why a restoration professional’s job includes extracting water, soot, odors and smoke from your property along with completing essential repairs.
For more on water and fire damage visit us at http://www.SERVPROofnorman.com.
Maintaining Realistic Expectations After Flooding
Storm restoration in Norman, OK or anywhere else in the country, is a methodical process with numerous stages. It involves:
? Extracting the water
? Steps taken to tear out wet materials
? Drying the structure
? Doing another assessment to determine the next steps after water damage
Because restoring a home after flooding is not a haphazard process, you must be willing to exercise patience before demanding excellent results.
The Difference Between Promptness and Speediness
Professionals from a dedicated storm cleanup company understand how important it is to respond promptly to evaluate damage from excessive water. That’s why many of them go to water-damaged residences 24 hours a day, seven days a week. Although these professionals come to flooded residences quickly, they know how crucial it is to use their training in specialized restoration techniques and perform them carefully to ensure optimal results.
With that in mind, give the experts the time and space required to do their jobs properly and not expect extremely speedy results, whether they are handling the tear out process for damaged walls or taking care of another crucial step. Knowledgeable professionals strike a balance between arriving at a scene promptly and working as fast as possible, but not to the point of being too hasty. Achieving that goal leads to positive outcomes.
The Levels of Restoration Vary
Damage from a flood is not universal in certain neighborhoods or types of homes. That’s why people from Norman, OK may experience differing amounts of devastation. It’s not a good idea to pin your hopes on getting particular kinds of results based on the progress and results your neighbors and friends received with their homes. Instead, listen to the evaluations and advice given by a professional team.
From tear out techniques to remove a saturated material to initial water extraction techniques, specialists handle every necessity of storm restoration. They can help you recover your residence after severe water damage and get your life back on track.
Visit http://www.SERVPROofnorman.com for more information on storm damage.
Prevent Water Damage While Vacationing
When leaving Norman, OK for vacation, few people consider prepping their homes against water damage. You go through your checklist of turning off the coffee pot and stove and locking all the doors, but what happens if you have a leak and need a water pipe repair while you are away? A broken pipe can do a lot of damage, especially if it is left unattended for several days.
Prepping Your Home
Before leaving for an extended vacation, check your home for leaks. Examine the pipes under the sink and the water heater for any cracks or rust. Inspect the hoses that connect to any appliances. Insulated any exposed pipes if you are leaving in the winter. A pipe that burst due to freezing needs water pipe repair immediately. Ask a neighbor, friend or family member if they can check in on your home periodically. If no one can check on your home, turn off the main water and drain the pipes.
It is important to not only prep your home to prevent damage from a leak but also from a storm. Make sure your gutters are cleaned and water can flow freely through them. Check your sump pump. Clear out any debris you see. Test it by filling the sump pit and turning on the pump. Check your window seals and your roof for any leaks. All of these checks are especially important if any heavy rains or storms are expected in your area.
Returning from a vacation to find your house flooded can be devastating. Standing water can cause real damage to your home. A simple water pipe repair can escalate into a big problem if no one is there to address the issue. Take the time to prep your home against intruding water before you leave. That way you can enjoy your time away without worries. Visit http://www.SERVPROofnorman.com for more information on water damage.
4 Steps to a Sewage Cleanup
A sewer backup is a nightmare for business owners in Norman, OK. Any flooded toilet or backed-up sewage is black water. This is water filled with bacteria and pathogens. Since it is dangerous for your building, it is imperative that you have experts in charge of the sewer cleanup. Here are the four steps that they are likely to follow.
Always call someone at the first sign of a sewage backup at your company. A professional should respond immediately and act as soon as possible. Experts know the risk of contaminated standing water. They want to help you get rid of it quickly. Keep in mind that it only takes about 24 hours for mold or mildew to grow after a flood.
Once the company arrives, they will inspect the building to judge the scope of the damage. The restoration company can use this information to design a cleanup plan. They will look for signs of water damage, mold and trapped water.
The sewer cleanup can be broken into several steps. First, the non-salvageable items are disposed of. After, the professionals can clean and remove salvageable contents. After the contents are taken out and cleaned, they will focus on the building itself. Demolition may take place next. They may have to remove drywall, carpeting and paneling.
Once the experts clean and disinfect your business, you can focus on the restoration. This is the step where you can replace old furniture, reinstall carpets and choose new paneling. The goal is for your company to be as good as new.
Sewer cleanup is a long process. It is important to stick with it throughout the process because each step is important to the well being of your building, yourself and your patrons. If you do not clean up the contaminated water correctly, it can lead to worse damage.
Visit http://www.SERVPROofnorman.com for more information on commercial water damage.
Mold remediation treatment in Norman
Our mold remediation specialists offer a wide range of services that help prevent unwanted fungi from spreading on your residential property. An assessment and inspection of your home will dictate the course of action. This assessment will help mold remediation specialists determine the extent of the problem. During the assessment, our skilled technicians will analyze water damage, moisture content, current mold growth, and any conditions that are conducive to fungi proliferation. We will also discuss the testing procedures with you so that you are fully cognizant of our protocol for treatment.
Devising The Plan
Once our specialist has completed the assessment, he will create a detailed, thorough mold remediation plan to remove the mold. The first step will determine the source of the moisture problem and then repair it. The SERVPRO technicians will also identify any materials that need to be cleaned and dried. There may be household items or damaged building materials like drywall that cannot be salvaged and we will remove them. Our experts will also provide you with information and advice regarding how to prevent mold growth in the future.
Containment is essential to preventing the mold spores from circulating through uncontaminated rooms of your house in Purcell. The HVAC system must be shut down and we can use special equipment for creating negative air pressure to stop spore movement. The next stage of the mold remediation process is cleanup and drying. Experts will accomplish these objectives through the use of specialized equipment such as HEPA vacuums, fans, wet vacuums, and dehumidifiers. When personnel find toxic mold on your property, it will be carefully bagged and then removed. While completing the cleanup and drying processes, all technicians will wear personal protective equipment (PPE). This equipment includes respirators, gloves, eye protection, and other items that enable the mold remediators to complete their tasks safely while handling potentially toxic fungus.
Because of our ability to consistently offer excellent mold remediation services at reasonable prices in your community of Purcell, we've become an industry leader with more than 1,650 franchises. When it's time for you to secure a professional mold remediation service think of the IICRC-certified specialists from SERVPRO.
Fire damage cleanup in Norman
Once a fire has caused fire damage to your residential property in OKC, you may find yourself wondering if your home will ever look as pristine and perfect as it once did. This concern is logical given that fires often leave burnt ceilings and walls as it leaves smoldering furniture with unsightly ash and soot. Although witnessing the negative impact that fire can have on your home can be disheartening, please realize that fire damage restoration of your property is close by. To make it happen, you need to call a certified, qualified fire damage contractor like SERVPRO. Learn more about how these professional contractors can help restore your property by reviewing this short outline.
Equipment and Expertise
There are numerous reasons that hiring fire damage restoration experts from SERVPRO can prove beneficial for your home after a fire damaging event. They have the licensing, equipment, training, and experience necessary to complete the job from start to finish while relieving you of the stress of orchestrating the repair of your home. Additionally, the educational background that these contractors possess, IICRC training, empowers them to ensure that your residential property passes the safety and building codes of your community. Our technicians understand that fires cause smoke to seep into your walls as well as other hard surfaces of the property. Unfortunately, this can result in your property smelling of smoke unless the issue is addressed. Our certified Fire and Smoke Restoration Technicians (FSRT) treat your home in Oklahoma City expediently and thoroughly. Our technicians utilize specialized equipment to eradicate unwanted smells and correctly remove soot buildups.
Additionally, our fire damage experts will make use of specific equipment and tools to eliminate water damage caused by the firefighters putting out the flames. Standing water can lead to mold growth that could bloom in 48-72 hours after the water intrusion. Our technicians can restore your property to its former state by replacing ceilings, walls, flooring, and other structural damage.
Ensuring Your Safety
Many fire damage experts will caution you about attempting a DIY project to start the cleanup process right after a fire. Your property may not be safe for reentry. Hidden dangers from damaged building materials, slippery standing water, and noxious fumes are several reasons for caution.
If your OKC home has been the victim of fire damage, consider the leader in the fire damage restoration industry. The SERVPRO local crews can be at your home within one hour of your house fire to give you support and the highest degree of customer service.
Water damage preventative tips
Although there is a wide variety of disasters that can strike a homeowner's property, Moore water damage is one of the worst. However, understanding these factors that can lead to water damage can help you prevent the disaster from occurring. SERVPRO offers the following advice to keep water damage away from your door.
After a heavy rainstorm, water can begin to leak through the roof. Keep your house top in good repair. Once this process transpires, your roof, attic, walls, ceiling and furniture can be impacted.
River or Lake Overflow
If the banks of a lake or river near you begin to overflow, the lower level of your property could be subjected to flooding. The result is category 3 water, black water, that harbors contaminants such as bacteria, pesticides, and organic matter. If practical, install a sump pump in the basement.
Broken or Frozen Water Pipes
If a drop in temperature causes the pipes in your home to burst or freeze, your floor, wall voids, and furnishings might become water logged. When your Moore home is unoccupied for any length of time in the cold seasons, drain plumbing for water damage prevention.
Washing Machine Overflow
This heavy appliance is often the cause of unwanted standing water. Periodically check that the drain hose is secure to the drain pipe, and then taps are not leaking. Replace water supply hoses about every five years to prevent water damage.
If the sewer main is backed up due to rising water or debris, immediately call your utility company for repair. This black water can be dangerous, and the source must be stopped. A thorough water removal, clean up, and sanitation service should be started promptly by a professional company like SERVPRO.
Sometimes, water can seep into your property's basement through the ground. This water may be due to faulty vapor and moisture barrier construction, poor groundwater percolation, or foundation cracks. Mold can proliferate under these conditions, especially in a dark basement. Install a sump pump for these reasons, also.
How To Address Water Damage
Although experiencing any water damage can induce anxiety and cause a tremendous inconvenience in your daily lifestyle, knowing what to do when disaster strikes can enable you to get your property back to preloss condition with minimal costs. To ensure that you hire qualified water damage services, select a company that has an excellent BBB rating and employs IICRC-certified technicians.
Call SERVPRO Immediately
As a team of trained technicians who have undergone IICRC certification, the professionals of SERVPRO are a top choice when you're in need of fast, effective Moore water damage restoration services. We respond immediately to your call and can get you back into your home "Like it never even happened."