How To File an Insurance Claim for Water Damage

3/24/2018 (Permalink)

Water damage at this Moore office building began when a supply line in a bathroom burst.

Making an insurance claim in Norman, OK can be a nightmare. Not only are you dealing with the damage caused by a storm or water leak, but you also have to worry about jumping through the hoops of your insurance provider. Knowing how to file a claim may help reduce your stress at least a bit. Remember, many residential water damage experts can help you through the entire claims filing process.

" Get in touch with your provider. Not all water damage is covered by insurance companies. Your coverage may depend on the source of the flood as well as the exact policy you have. Getting in touch with your insurance provider right away can help you better understand your options.
" Document the damage. Take pictures of any of the damage done to your home. Having physical proof may help you showcase your need for an insurance claim.
" Complete the paperwork. Chances are your insurance company is going to send you lots of paperwork. While it may seem like a hassle, it's better for you if you fill out the forms as quickly as possible. This will allow your provider to better help you. It can even speed up the restoration process.
" Meet the adjuster. Your insurance company will want to better understand the damage done to your home, so it will set you up with one of its adjusters. This person will assess your home, so be ready to show him or her exactly where the damage is.
" Start the repairs. Some of the repairs needed after a pipe bursts may not be able to wait. Make temporary repairs as needed, but make sure to document the damage prior to making any changes. Once your adjuster has made a final assessment, you can have a restoration team start the final repairs.

No matter the situation, filing an insurance claim is never fun. Completing the process as quickly as possible will help you put the problem behind you. Visit http://www.SERVPROofnorman.com for more information on water damage.